[2007.6.12][转贴][APTX青山病院]支付雇员保养好身体,有这么好的事?

wangyuankai

June 11, 2007, 8:46 am
Paying Employees to Be Healthier
Posted by Jacob Goldstein

Some companies are giving employees, cash, prizes or big discounts on health insurance premiums in exchange for participating in programs designed to improve their long-term health, the New York Times reports today. The effort is yet another attempt to slow the rise in health care costs. Among the examples cited by the story:

Intuit, the software company that sells Quicken and TurboTax, pays employees $100 each to fill out an online medical questionnaire. When their answers indicate they have modifiable health risks, like a smoking habit, they are directed to programs that can help them reduce those risks.
A bank holding company called BB&T gives its 24,000 employees a 20% discount on their insurance premiums if they fill out a questionnaire, have blood work done, and take a fitness test on a stationary bike each year. Those who do not meet “medical norms” are assigned to work with a nurse. The company’s benefits manager tells the Times that patients who aren’t “making sufficient progress” can be dropped from the program and lose the discount.
Carlson Companies, which owns the Radisson hotel chain, among other businesses, will launch a program later this year that will give employees with type 2 diabetes regular “report cards” that track measures such as smoking habits, blood pressure and blood sugar. Employees who show improvements will “be able to choose between cash or merchandise worth in the range of $100,” the article says.
If programs such as these work, great — though it does seem a bit strange to us that people would be more motivated by the prospect of, say, a free DVD player than by, say, dramatically lowering their risk of having a heart attack.



Paying Employees to Be Healthier
为员工更健康买单？

Some companies are giving employees, cash, prizes or big discounts on health insurance premiums in exchange for participating in programs designed to improve their long-term health, the New York Times reports today. The effort is yet another attempt to slow the rise in health care costs. Among the examples cited by the story:
有的公司给雇员现金、奖品或医疗保险费上较大的折扣，试图让他们参与专门设计的计划以改善他们的长远健康。纽约时报今天报导，这些努力是公司为减缓医疗成本的上升所做的又一次尝试。引用的例子中：
Intuit, the software company that sells Quicken and TurboTax, pays employees $100 each to fill out an online medical questionnaire. When their answers indicate they have modifiable health risks, like a smoking habit, they are directed to programs that can help them reduce those risks.
intuit ，一家销售Quicken 和 turbotax 软件的软件公司，付给每个职工100美元让他们填写网上医疗问卷。当他们的答案表明他们有可塑性健康风险（如吸烟习惯）时，就可以设计针对性计划以帮助他们减少这些风险。

A bank holding company called BB&T gives its 24,000 employees a 20% discount on their insurance premiums if they fill out a questionnaire, have blood work done, and take a fitness test on a stationary bike each year. Those who do not meet “medical norms” are assigned to work with a nurse. The company’s benefits manager tells the Times that patients who aren’t “making sufficient progress” can be dropped from the program and lose the discount.
一家银行控股名为BB&T的公司给其24000名雇员保险费打八折，如果他们填做一项调查问卷，进行血液检测、并每年参加健身车体能测试。那些不符合"医疗规范" 的雇员被指派同一名护士一同工作。该公司的福利经理告诉纽约时报说，如果病人没有取得“足够的进步”将被这个计划开除从而失去保险费上所享受的优惠。

Carlson Companies, which owns the Radisson hotel chain, among other businesses, will launch a program later this year that will give employees with type 2 diabetes regular “report cards” that track measures such as smoking habits, blood pressure and blood sugar. Employees who show improvements will “be able to choose between cash or merchandise worth in the range of $100,” the article says.
拥有Radisson连锁酒店的Carlson 公司于今年稍后时间将在其他商务方面推出一项计划，定期给员工一张与2型糖尿病有关的“报告卡”用于跟踪吸烟习惯、血压及血糖等各项指标。指标显示改善的雇员将"可以选择100美元以内或同等价值的商品。“该文章说。

If programs such as these work, great — though it does seem a bit strange to us that people would be more motivated by the prospect of, say, a free DVD player than by, say, dramatically lowering their risk of having a heart attack.
如果类似的计划起到效果工作，人们将对一个免费的DVD播放机比大幅度降低其患上心脏病的风险更积极，这样的前景虽然看起来有些奇怪，但也其保健的效果却是很值得称道呢。

为员工更健康买单？

为了从源头上使其员工变得更健康，国外的一些公司采取了一些新的计划。纽约时报今天报导，有的公司给雇员现金、奖品或医疗保险费上较大的折扣，试图让他们参与专门设计的计划以改善他们的长远健康。这些努力是公司为减缓医疗成本的上升所做的又一次尝试。

该报道引用了一些实例：比如一家销售Quicken 和 turbotax 软件的软件公司：intuit ，付给每个职工100美元让他们填写网上医疗问卷。当他们的答案表明他们有可塑性健康风险（如吸烟习惯）时，就可以设计针对性计划以帮助他们减少这些风险。

而一家银行控股名为BB&T的公司采取了另一项计划：如果其24000名雇员填做一项调查问卷，进行血液检测、并每年参加健身车体能测试。就可以享受保险费打八折的待遇。而那些不符合"医疗规范" 的雇员将被指派同一名护士一同工作。该公司的福利经理告诉纽约时报说，如果病人没有取得“足够的进步”将被这个计划开除从而失去保险费上所享受的优惠。

该文章还举了一个例子：拥有Radisson连锁酒店的Carlson 公司于今年稍后时间将在其他商务方面推出一项计划，定期给员工一张与2型糖尿病有关的“报告卡”用于跟踪吸烟习惯、血压及血糖等各项指标。指标显示改善的雇员将"可以选择100美元以内或同等价值的商品。“

可以预见的是：如果类似的计划起到效果工作，我们将看到人们会对一个免费的DVD播放机比能大幅度降低其患上心脏病风险的计划更积极，这样的前景虽然看起来有些奇怪，但其保健的效果却是很值得称道呢。